The West Midlands has momentum, but the real challenge now is conversion.
The West Midlands Tech Review 2026
Published by Tech WM supported by Tech UK.
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A Two-Layer Architecture for Digital Assets: Decoupling Asset Custody from the Ownership Record
Produced by WBS Gilmore Centre, This insight paper sets out a practical alternative to native issuance and wrapped assets. It proposes a two‑layer architecture where regulated custodians hold assets off‑chain, while ownership is recorded on a public blockchain - giving FinTechs scalable, programmable settlement without sacrificing compliance or control.
Lawtech Open Innovation Lab (LOIL) Challenge
This report examines the LawTech Open Innovation Lab (LOIL), a collaborative experiment led by SuperTech WM to accelerate technology adoption in legal services. Drawing on academic analysis and industry participation, it offers evidence-based insights into how open innovation can address onboarding, compliance, and productivity challenges at scale.
Future Finance.AI (FFAI) Unlocking the Potential of ProfTech in the UK
The Future Finance.AI (FFAI) Conference 2025 - by Gilmore Centre for Financial Technology - explored the ways that emerging technologies, such as artificial intelligence (AI) and blockchain are transforming the financial and real estate markets. Focussing on the next phase of the UK PropTech revolution this report reflects the dual mission and benefits of bridging academic rigour with industry relevance.